Will Workers’ Compensation Cover My Medical Bills?

Yes. In Maryland, workers' compensation does cover the cost of all necessary medical treatment resulting from your work injury. This includes:

  • Doctor bills
  • Hospital bills
  • Physical therapy
  • Prescription medications
  • Crutches, artificial limbs and other apparatus

Can I Choose My Own Doctor?

Yes. Unlike other states, workers' compensation laws in Maryland allow injured workers to select their own care providers. This means your employer, or your employer's insurance company, cannot require you to see a specific doctor or give you a list of preapproved doctors to choose from.

Tip: Make sure to tell your doctor that you were injured at work. You will want to make sure your medical bills are sent to your employer's insurance company, not to you or your private medical insurance provider. You will also want to make sure your work injuries are well documented in case a dispute arises later.

Are There Restrictions On Medical Costs?

There is no cap limiting the amount of costs that are covered under workers' compensation. However, there is a limit on how much doctors and other health care providers can charge.

The Maryland Workers' Compensation Commission determines the rates that doctors can charge for their services. Doctors are only paid, by workers' compensation, up to this limit. If a doctor charges more than the rate determined by the commission, he/she cannot bill the injured worker for the difference.

Have Questions? Call Our Firm.

If you or a loved one have been injured on the job, and have questions about workers' compensation medical coverage, contact our firm. We will explain your rights to you in clear terms, and advise you of your legal options if your right to medical coverage is being denied. Contact us at 443-529-0795 (410-332-0045 on nights or weekends) for a free consultation.