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How can you avoid a workers’ compensation denial?

If you are injured on the job or become ill as the result of your work environment, you are in position to file a workers' compensation claim. You hope to receive compensation for your injuries or illness until you are able to return to your job.

There are times when a workers' compensation claim is immediately approved. There are also times when a claim is denied, which puts the person in a difficult position. They require the money to make ends meet while they are not working, but for one reason or another, their claim is denied.

Although there are steps you can take to appeal a denied workers' compensation claim, it is best to never let things get this far. Here are some strategies to employ that can help prevent a denial:

-- Report any injury or illness without delay. This will protect against your employer stating that the injury or illness occurred outside of work.

-- Receive immediate medical attention. Along with this, you should document all findings and treatment.

-- Ask your employer for more information regarding workers' compensation coverage. This will do two things. First off, you can obtain information that will come in handy when filing a claim. Secondly, it will give your company a clear idea that you are likely to file a claim.

If you are never injured or become ill on the job, you won't have to concern yourself with filing for workers' compensation benefits. Conversely, if you do find yourself injured or ill, you want to know what you can do to improve your chance of having your application for benefits approved.

Source: New York Daily News, "10 things to know about workers’ compensation," accessed April. 20, 2015

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