If you’re hurt at work, it’s important that you have the chance to seek out workers’ compensation. Any time you suffer an injury or lose a loved one on the job, workers’ compensation insurance should be used to help cover things like funeral costs, medical bills and other financial losses. In cases where an employer doesn’t have workers’ compensation, individuals may have to seek a claim through the employer’s private insurance carrier or file a lawsuit for compensation.
Why do so many people get hurt in construction-related accidents on the job? That’s primarily because of four kinds of accidents including falls, crushing accidents, falling object accidents, and equipment-related accidents. Each kind of accident should be prevented in the workplace if safety regulations are followed, but it’s still possible for them to take place and for workers to get hurt.
Probably most common in the construction industry is the effect of falls on individuals. However, these should be easy to avoid. For instance, if scaffolding is up, workers should be wearing safety harnesses above a certain height, and the scaffolding should be secured. If it collapses or a worker falls because the right safety attire isn’t worn, then that can mean that violations took place and put the employee at risk.
Whether an accident is a result of negligence or not, you have the opportunity to file a workers’ compensation claim. Our website has more information on how to proceed, so you can get the compensation required for your medical bills, lost wages, and other losses that this injury has caused you.