Do you work in the state of Maryland? If so, you should learn as much as possible about the workers’ compensation system.
You hope that you never have to make a workers’ compensation claim, but you are aware that you could become injured on the job at any point. If this happens, it’s good to know your rights and how to move forward.
First and foremost, you need to know that not every injury is covered by Maryland workers’ compensation law, even if it happened on the job. For an injury to be covered, the Maryland statute makes it clear that it must be related to “accidental personal injury arising out of and in the course of employment.”
Secondly, keep in mind that Maryland workers’ compensation laws only cover employees. So, if you work as an independent contractor, not an employee, you are not able to file a claim for benefits.
Finally, don’t overlook the fact that the injury must have occurred during the course of employment. If you suffered an injury outside of work, you are not able to collect workers’ compensation benefits, even if it means you are unable to do your job.
With so much to understand, many people overlook the fact that they may qualify for Maryland workers’ compensation benefits.
If you have been injured on the job, don’t wait around to learn more about your legal rights. There is a good chance you can collect Maryland workers’ compensation benefits, but you need to know the process for doing so, which includes filing a formal claim in a timely manner.
Source: Workers’ Compensation Commission, “Maryland Workers’ Compensation Law: Available Benefits, Who Files the Claim and the Commission Process,” accessed July 18, 2016