If you're considering that headline above, it may indeed come with one caveat: Sorry, kids. As usual, and as measured by virtually every conceivable criteria, drivers as a group are just about as dangerous as they can get right after they get their licenses. That includes claims per insured vehicle. For 16-year-old drivers, the number comes in at about 80 claims per 1,000 vehicles. For the most senior drivers - those aged 85 and above - the figure is 56 per 1,000. Who would you rather have in the adjacent lane on the freeway?