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Maryland Workers Compensation Blog

Drowsy driving can cause life-threatening accidents

Drowsy driving isn't something people aim to do behind the wheel. Most people get into their vehicles feeling perhaps a little tired or like they didn't get enough sleep. They don't think that this could lead to an accident, but it can. Nodding off even for a few seconds is enough time to cause a serious collision.

A 2005 poll from the National Sleep Foundation reported that around 60 percent of adult drivers had admitted to getting behind the wheel when feeling drowsy. Over a third had actually drifted off to sleep. Maybe more unexpected is that around 4 percent of those people were either in accidents or nearly in accidents because of how tired they were.

The intricacies of pro athletes' sports injury coverage

Have you ever wondered about the compensation professional athletes like baseball players get when they suffer career-limiting injuries? Many will be surprised to learn that pro sports teams must provide workers' compensation coverage to their players just like other employers.

There is one caveat, however. Collective bargaining agreements like the ones in place for Major League Baseball players can override the protections offered under workers' compensation benefits.

Defective workplace equipment can cause an accident

What type of equipment do you use at your place of employment? Depending on your position and industry, you may come in contact with a variety of equipment on a daily basis.

For example, construction workers often use scaffolding, ladders, and many types of power tools.

Workers' compensation and opioid addiction

According to the Workers' Compensation Research Institute, for every four injured workers, three are provided opioid prescriptions after they are injured on the job. Another statistic that is even more alarming is that the Journal of Addictive Diseases reports that up to 35 percent of injured workers on pain medications are addicted to them.

In Maryland, prescription opioid medications are responsible for 10 percent increase in overdoses, according to the Maryland Department of Health and Mental Hygiene. The largest writer of Maryland workers' comp insurance, Chesapeake Employers' Insurance Company, has its president and chief executive officer tackling this issue by having employers promote a message of prevention when it comes to opioid drug addiction and abuse.A free kit for employers, "STOPioid Drug Addiction Prevention Message Kit," includes posters for prevention awareness, digital graphics and a safety article, flyer and tip sheet.

Victimized by a dangerous driver? You can make a claim

When you're hurt in a car accident, you need to understand who is at fault to know how to proceed with your claim. There's a fairly basic breakdown in any situation that you can use to see who should be held responsible.

First, if you're accusing the other person of being at fault, you'll need to show that the person was reckless or negligent. By acting dangerously, that person is breaching his or her obligation to other road users. Then, you'll need to show why your injuries are a direct result of those actions. For instance, "if not for person x's behavior, my vehicle would not have been hit and would not have rolled down the embankment." You should also be able to show how that person caused you a financial loss. Typically, your medical documents and billing will suffice for this.

What’s the best way to treat a deep laceration?

Suffering a deep laceration on the job can be scary. Not only does this require immediate attention, but you realize that it could have a long-lasting impact on your physical wellbeing as well as your appearance.

There are many first aid steps you can take to treat a laceration. Above all else, you need to know when it's a good idea to call 911:

Worker killed in tragic Pasadena accident

When construction teams are working on roads or the highway, it's important for drivers to be aware and make sure they don't cause an accident. Speeding, not merging in time and other negligent acts can lead to serious, life-threatening accidents like this one that cost a man his life.

A construction worker was killed when he was involved in a traffic accident. According to news out of Pasadena, Maryland, the crash occurred on Fort Smallwood Road near the Hillcreek Road intersection. It was around 12:50 p.m. when the collision took place.

Industrial Accidents: Defective equipment claims

When a worker is injured in an industrial accident, an investigation is usually done into the accident to determine what caused it. In many cases, the Occupational Safety and Health Administration is the agency that handles the investigation, especially if there was a serious injury or death involved.

If you are injured in such an accident and you believe that a defective piece of equipment is to blame, you may have cause to seek compensation from the equipment's manufacturer. Some examples of defective equipment include a forklift that doesn't operate correctly, a saw that has no safety guards or a defective scaffold.

First aid treatment for a broken bone

A broken bone is not the most serious injury you can suffer in a motor vehicle accident, but it is definitely one that requires immediate medical attention.

In some cases, a broken bone is just one of the injuries that a person can suffer in an accident. For example, this could also be accompanied by a concussion.

Massive pileup accident leads to deaths, injuries

Winter storms can quickly slow traffic, cause accidents and make the roads dangerous for everyone out and about. It's important that you know what to do if you're involved in an accident because of the weather. The first step is always to seek medical attention, and then you can move on to speaking with your insurance agent and legal professional about the steps to take next.

Living in Maryland, you're likely to see some terrible weather in the winter, and the end of 2016 went out with a major storm. Two people were killed in a chain-reaction crash in Baltimore, and nearly 70 vehicles were involved in a massive pileup. The highway, Interstate 95, was backed up, and close to two dozen people had to be taken to the hospital for treatment.

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