Having your vehicle struck by another vehicle is a stressful situation. It’s one that becomes even more complicated if the person who strikes you flees the scene. The aftermath of a hit-and-run crash can be considerably challenging because you can’t seek compensation until you find out who struck you.
The following are a few things that you may need to be aware of if you’re ever involved in a hit-and-run wreck.
Immediate actions to take
If a crash occurs, you and anyone in your vehicle should move somewhere safe unless there’s an indication of a serious injury. Contact the Police to have them respond to do a Report which you will need for your Insurer. Request an ambulance if there are any injuries.
Because this was a hit-and-run crash, you should take the time to write any information that you can remember about the vehicle and driver that struck you. This includes the make, model, tag #, and any other identifying information you can think of. Another step to take is to get contact information for any witnesses that may have seen the crash. They may be able to provide valuable information that may help you with seeking compensation.
Treatment for Injuries
Many accidents cause injuries. If you are injured, whether “minor” or serious, you should get examined asap by a Hospital, Urgent Care type facility, or Personal Physician. Follow the treatment recommendations. If you are unable to work, be sure to get a Disability Slip from the Dr. or Medical Facility.
Navigating insurance and legal steps
Because the crash is a hit-and-run wreck, you should contact your insurance company to report the incident. In Maryland, your insurance policy will cover both property and personal injury damages, as Uninsured Motorist Coverage (UM) is required on most vehicles.
Police officers will conduct an investigation. If they find the person who struck you, it will be possible to seek compensation from the at-fault vehicle’s Insurer rather than your own Insurer under your UM coverage. Documenting everything related to the injuries, including medical care expenses and any other financial damages you have, is important because this will become a central point in your case against the at-fault driver.
At the end of the day, what you’ll need to remember is that a legal representative can help gather the facts of your case and get your claim filed while you focus on healing. Your Legal Representative will then pursue the appropriate Insurer to obtain either a settlement or judgement in court to compensate you for your injuries and losses resulting from the accident.
