However well people may drive, where they live affects what they pay for car insurance. That is one reason drivers in Baltimore and Washington, D.C. cannot afford any moving violations on their records. They already live among the most unsafe drivers in the United States, according to Allstate's 2010 Best Driver's Report.
Allstate bases its annual review on per capita frequency of car accidents in selected American cities. Baltimore and D.C. came in at the bottom, ranking at numbers 192 and 193 respectively. D.C. drivers are more than twice as likely to get in accidents, with a rate 107.3 percent higher than average. They go an average 4.8 years between crashes. Baltimore drivers go 5.3 years between accidents, but still have an 88.7 percent greater likelihood of an accident than the national average. Accident rates for both cities have increased over the prior year.
By contrast, Allstate identifies Fort Collins, Colorado and Boise, Idaho as the safest and second-safest cities to drive. Fort Collins gains the honor for the second year in a row, while Boise replaces Chattanooga for second place. Fort Collins drivers tend to go 14 years between accidents, with a 28.6 percent lower chance of having an accident.
Unfortunately, Allstate's report seems to confirm what we have often observed on Maryland roads. It only takes a few seconds for a bad driver's irresponsible driving to have long-lasting effects on an injury victim.
However, people who have been injured in a car wreck have the legal right to seek compensation from the person who caused their injuries. If you have questions about receiving compensation for a car accident injury, an experienced personal injury attorney can help.
Source: WTOP.com, "D.C., Balto. rank at bottom of best drivers report," Sept. 1, 2011
Allstate, "Seventh Annual "Allstate America's Best Drivers Report" Reveals Safest Driving Cities," Sept. 1, 2011