Every Maryland driver understands that there is a risk of a crash every time they get into their car. Despite that fact, no one actually expects to be in a life-changing accident. It is always a shock.
However, it seems that Maryland drivers may face a higher risk than they previously thought.
Maryland places first for at-fault drivers in a new study
According to WDVM News, a new study by Insurify determined that Maryland had the most reports of at-fault car accidents than any other state.
The study calculates that Maryland drivers have the second-longest commute to work in the country, which can significantly impact the number of accidents. And they believe that more time on the road is one factor that led to 16% of drivers causing an accident on Maryland roads.
What does this mean?
Drivers who cause an accident report fault in the accident report and in their statement to their insurance company. And if these people make up 16% of Maryland drivers, that averages out to around 315,000 people.
So, nearly 315,000 drivers have been at fault for a collision. And the higher the number of at-fault drivers, the higher the risk other drivers face.
What can drivers do?
With greater risk, it is more important than ever for drivers to:
- Drive defensively: The most common at-fault accidents range from rear-end collisions to distracted or drunk driving accidents. Driving defensively can help drivers see threats on the road and avoid severe accidents.
- Report accidents accurately: In the event of an accident, it is critical for individuals to seek medical attention for injuries immediately. However, it is also essential to collect information such as:
- The at-fault driver’s insurance information and license plate number
- The at-fault driver’s name and address
- Photographs of the damage from the accident
Simply because Maryland has many at-fault drivers who report an accident, does not mean that their insurance companies offer the individuals who are not at-fault proper compensation. With more at-fault drivers, it is even more crucial for others to remain vigilant in the event of an accident.
It is not always possible to prevent these accidents. Even when people drive defensively, there is barely time to react. However, understanding the risk these kinds of accidents pose to drivers can help them protect themselves on the road.