Being involved in a car accident is never a good thing. It does not matter who was at fault, this will lead to many challenges.
One thing you do know is that an accident can cause property damage, as well as injuries to those who are involved.
If you are involved in a motor vehicle accident, there are things you need to do. For example, receive immediate medical attention if required.
There are also things you should never do. These include:
— Don’t give a written or recorded statement to any insurance company until you understand your policy and rights.
— Don’t assume that the first appraisal or estimate is the one that you should accept. Insurance companies will low ball you in an attempt to save money. It often works as people don’t understand they can turn down the first appraisal.
— Don’t sign a waiver or release until you know what this means.
— Don’t accept a payment from anybody until you know what it means. For example, a “final payment” check may be sent to you at some point. Do you really want this to be the final payment?
— Don’t forget that your insurance company has to live up to the obligations outlined in the policy.
A car accident can be scary, especially if you or somebody else is injured. Regardless of the circumstances, you need to know which steps to take and which steps to avoid. There are things you should never do. The more knowledge you have the easier it is to make decisions during this challenging time.
Source: FindLaw, “Car Insurance Claims: Dos and Don’ts,” accessed July 23, 2015