Worker’s Comp And Unemployment Insurance In Maryland
Depending on the severity of the injury, a workplace accident can keep you out of work for several weeks or even months. It is important to understand the types of financial resources that may be available to you as well as the potential implications of collecting them. The attorneys at Cohen, Snyder, Eisenberg & Katzenberg, P.A., can help you understand the differences between and requirements for Maryland Workers’ Compensation and Unemployment Insurance benefits.
We understand and protect your workers’ compensation rights.
Can I Collect Both Workers’ Compensation And Unemployment Benefits?
Workers’ Compensation benefits are intended to provide financial support to a worker who has been injured in the course of doing a job. They cover the wages that the worker has lost as a result of the injury. They also cover any medical expenses he or she may have incurred while being treated for the injury.
Unemployment benefits are paid to individuals who have lost their jobs. These benefits are intended to provide some level of income while individuals seek new employment. People who are receiving workers’ compensation benefits cannot simultaneously receive unemployment benefits. When you apply for unemployment benefits, you indicate that you are ready, willing and able to work. When you are receiving workers’ compensation temporary total disability benefits, your injury prevents you from working at any job, even light duty. You may be “ready and willing” to work, but your doctor has declared that you are unable to work.
Exceptions And Alternatives: Know Your Options
As you search for work or seek a more appropriate position with your employer after an injury at a previous job, be careful about selecting benefits at a new job or position. If you are thinking of getting a second job or your doctor has said you can do light-duty work, but your employer is unwilling to accommodate restrictions, you may be compelled to hunt for a new position.
Injured workers often require counsel to make the best decisions for themselves and their families.
As there are multiple factors and alternatives to consider, it is critical for you as an injured worker to seek counsel before making a decision about benefits when you are receiving workers’ comp or unemployment insurance or both. With an attorney’s advice, you can be sure that you understand what actions to avoid that may adversely affect your claim for either or both types of benefits.
Are you attempting to transition to a line of work that will not be hampered by injuries for which you are currently collecting workers’ compensation? If you have completed medical care, but now have permanent restrictions that prevent you from returning to your previous line of work, you may be entitled to Vocational Rehabilitation benefits through Workers’ Compensation. Such benefits continue your weekly pay and provide a counselor to find new employment. Unlike Unemployment Insurance, there is no specific end date to Vocational Rehabilitation benefits.
Learn More About Your Rights Under Workers’ Comp
Contact us for a free initial consultation at any of our office locations. We know you have a busy life. That is why we answer the phone 24/7, including weekends, to fit our representation around your schedule. Call 443-529-0795 or email us.